Your home and all of your possessions are probably your most important assets. So, doesn’t it make sense to be able to replace them should disaster strike?
Regardless of whether you’re looking for home cover, contents insurance, or both, quite often the cheapest quote is not the best policy. Indeed, many online home and contents insurers simply don’t take the time to ask the right questions to make sure that you have the best cover in place. Thanks to our long-standing relationship with Ireland’s largest insurance firms, we can search for a policy that meets your precise personal needs.
Who should consider home insurance?
Realistically, anyone who cannot afford to replace all of their possessions were they to be stolen or rebuild their home were it to be damaged. Most likely, if you hold a mortgage, your bank will require you to have home insurance in place. However, even if you own your home outright, have an investment property or are renting, you should also consider taking out some form of insurance.
What does home insurance cover?
Although policies vary slightly, broadly speaking they will provide cover against:
- Flood/Water Damage
- Natural disasters such as earthquake, storms or lightning strikes
- Damage from vandalism or break-in
- Liability to third parties.
What is contents cover?
Contents cover is designed to protect your possessions against theft or damage due to fire or flooding.
What is included in a home contents insurance policy?
- Personal effects
- Sporting equipment
What’s not covered?
Again, this will vary depending on the policy. But when you work with us, we’ll make sure to go over all aspects of the policy with you before you sign on the dotted line so you know exactly what you’re signing up to.
Come in and talk to us today and let’s find you a quote that provides you with the cover and peace of mind you deserve – after all, your home is your castle!
Talk to us today – we’re the home insurance broker on your side!
If you are renting? Take a look at Renting Insurance