HEALTH INSURANCE

We are no longer selling new health insurance policies.

62%Source: Insurance Ireland, 2017
Source: Insurance Ireland, 2017

So, know your rights:

You are already entitled to treatment in a public hospital through your normal tax payments. We at Irish Life Health will cover the cost of your stay in a public hospital in line with the cover you have on your Plan.

However, you should be aware that:

> You don’t have to sign the waiver form if you don’t want to. If you don’t sign it, your treatment in the public hospital will follow a standard pathway of care, under the care of a hospital consultant but not necessarily by a consultant who practices privately in a public hospital.

> If you do sign the form, you will be considered to be a private patient but you still are not guaranteed a private or semi-private room. Your treatment will follow a standard pathway of care under a hospital consultant who practices privately in a public hospital.

> If you do sign the form, you are essentially paying twice for your stay in a public hospital, once through general taxation and again through your private health insurance. We believe this is double taxation.

By explaining this to you we hope you will be more informed about your rights as a taxpayer and consumer and also that you understand the impact this higher public hospital bed charge has on the cost of your health insurance cover.

Yours sincerely,

Jim Dowdall

Managing Director, Irish Life Health